What it entails

The Location Checks validate that the supplied street address exists and is properly formatted, then determines whether it’s a residential home or a commercial location.

Why it works

Fraudsters often supply fake or non-existent addresses to obscure their true identity; an invalid address immediately raises a red flag. Use of business addresses—such as P.O. boxes, call centers, or commercial drop sites—is common in mule operations and synthetic identity schemes, distinguishing them from genuine residential profiles.

Checks

The following are the distinct IDs and types of checks that are included in the Location Check Package.

LOCATION_ADDRESS_INVALID

Validity of a physical address.

Value	Name	Description
`TRUE`	Invalid address	The address is invalid, which could indicate a potential fraud attempt.
`FALSE`	Valid address	The address is valid and appears to be legitimate.
`NONE`	No address provided	No address provided.

LOCATION_ADDRESS_IS_BUSINESS

Whether address is business or residential.

Value	Name	Description
`TRUE`	The provided address is a business address	The address is a business address.
`FALSE`	The provided address is a residential address	The address is a residential address.
`UNKNOWN`	Unknown if business address	The address is unknown if it is a business address or not.
`NONE`	Missing complete address	A complete address was not provided and therefore cannot be determined if it is a business address or not.

LOCATION_ADDRESS_IS_HISTORICAL

Whether address is historical or not

Value	Name	Description
`TRUE`	The provided address is a historical address	The address is a historical address.
`FALSE`	The provided address is not a historical address	The address is not a historical address.
`UNKNOWN`	Unknown if provided address is a historical address	The address is unknown

LOCATION_COUNTRY_RISK

Country-based risk classification.

Value	Name	Description
`HIGH`	High risk country	Seen from a high-risk country, indicating high fraud risk.
`MED`	Medium risk country	Seen from a medium-risk country, indicating medium fraud risk.
`LOW`	Low risk country	Seen from a low-risk country, indicating low fraud risk.
`UNKNOWN`	No country information	No country information available.