What it entails

Location Checks validate that the supplied street address exists and is properly formatted, then determine whether it’s a residential home or a commercial location. Location checks also validate geolocation consistency against provided addresses.

Why it works

Fraudsters often supply fake or non-existent addresses to obscure their true identity; an invalid address immediately raises a red flag. Use of business addresses—such as P.O. boxes, call centers, or commercial drop sites—is common in mule operations and synthetic identity schemes, distinguishing them from genuine residential profiles. Discrepancies between IP location and declared address expose proxy or VPN usage.

Checks

The following are the distinct IDs and types of checks that are included in the Location Check Package.

LOCATION_ADDRESS_INVALID

Validity of a physical address.

Value	Name	Description
`TRUE`	Invalid address	The address is invalid, which could indicate a potential fraud attempt.
`MISSING_EXTENDED`	Address missing line 2	The address is valid, but requires an address line 2.
`FALSE`	Valid address	The address is valid and appears to be legitimate.
`NONE`	No address provided	No address provided.

LOCATION_ADDRESS_IS_BUSINESS

Whether address is business or residential.

Value	Name	Description
`TRUE`	The provided address is a business address	The address is a business address.
`FALSE`	The provided address is a residential address	The address is a residential address.
`UNKNOWN`	Unknown if business address	The address is unknown if it is a business address or not.
`NONE`	Missing complete address	A complete address was not provided and therefore cannot be determined if it is a business address or not.

LOCATION_ADDRESS_IS_HISTORICAL

Whether address is historical or not

Value	Name	Description
`TRUE`	The provided address is a historical address	The address is a historical address.
`FALSE`	The provided address is not a historical address	The address is not a historical address.
`UNKNOWN`	Unknown if provided address is a historical address	The address is unknown

LOCATION_COUNTRY_RISK

Country-based risk classification.

Value	Name	Description
`HIGH`	High risk country	Seen from a high-risk country, indicating high fraud risk.
`MED`	Medium risk country	Seen from a medium-risk country, indicating medium fraud risk.
`LOW`	Low risk country	Seen from a low-risk country, indicating low fraud risk.
`UNKNOWN`	No country information	No country information available.

IP_GEOLOCATION_MISMATCH

IP geolocation vs. provided address.

Value	Name	Description
`MISMATCH_COUNTRY`	IP country differs from address country	The IP country does not match the provided or resolved address country.
`250_MILES_AWAY`	IP geolocation is over 250 miles away	The IP coordinates are more than 250 miles from the provided address coordinates.
`MISMATCH_STATE`	IP state differs from address state	For US addresses, the IP state does not match the provided or resolved address state.
`KNOWN_IP`	IP seen in identity fields	The input IP is already present in known identity fields data.
`FALSE`	IP geolocation matches	The IP geolocation matches the provided address, indicating legitimate connection.
`UNKNOWN`	No IP geolocation information available	No IP geolocation information available.

ADDRESS_IS_HISTORICAL

Value	Name	Description
`TRUE`	Address is historical	The submitted address is marked as a historical address for the identity.
`FALSE`	Address is current	The submitted address is not marked as historical for the identity.
`UNKNOWN`	Historical address status unknown	The historical status for the submitted address is unknown.